What is Conveyancing and can I just do it myself?

When you transfer a property from one individual or entity to another, this administrative process is known as conveyancing and needs to be undertaken whenever you buy or sell property. For most of us, property will be the most valuable asset we will ever own, so whether you are buying your first home or are trading up to a larger family residence, buying and selling property can be an overwhelming experience.

As a buyer or a seller, you will go through many emotional roller coasters during the course of your property transaction. The biggest stressor in most transactions is the money you spend as soon as you decide that you want to sell your home or purchase a new one.

As a seller you are spending money on rectification works to ensure the property is ready to sell, marketing fees and agents commission, just to name a few.

As a buyer you have the additional expense of building and pest inspections, local authority searches, bank application fees and stamp duty.

Whether you are a buyer or a seller, by the time you have calculated these expenses most people believe that conveyancing is too expensive and reasonably straightforward. I mean, how hard could it be?

This train of thought tempts some people to try to do their conveyancing themselves.

Whilst self-acting in your conveyance may save money, it can be extremely risky.  If you go through the process incorrectly, miss any crucial dates, the terms of the contract are not met and/or settlement fails, you could forfeit your deposit and you could be sued for damages by the other party.  You will end up spending far more in legal and court fees than you would have done by simply instructing a conveyancer.

What your Conveyancer will do for you

So let’s discuss the role of a Conveyancer. A good conveyancer will clearly explain the meaning and importance of each step during your transaction. Drawing upon your instructions, we will assist you to meet your legal obligations and protect your rights and interests.

Acting for you as a seller, the number one priority of your conveyancer is to ensure that you have a valid title that can be passed to the purchaser on payment of the agreed price. It is important that this process is carried out correctly as only then can the buyer, who has paid for the property, be confident of having a right of ownership that cannot be challenged in the future.

Acting for you as a buyer, your conveyancer will ensure that you are receiving a clear and unencumbered title at settlement and ensure that your pre-settlement rights are protected.

On your behalf, the conveyancer will:

  • Provide you with advice on your Contract of Sale and any special conditions prior to signing to ensure that your interests are adequately protected
  • Diarise key dates under your Contract of Sale explain each step of the process with a “Next Action Check List”, within the contract time limits e.g. instruct you to apply for finance and/or lodge your Discharge Request with your releasing mortgagee
  • Help you to initiate building and pest inspections and undertake Certificate of Title searches and searches of government departments and local authorities.  Most conveyancers will provide you with copies of these searches and an easy to read and understand Search Report.
  • Attend to the removal of any encumbrances on the title such as expired leases, caveats, writs and statutory charges
  • Provide on notice periods required for tenanted properties, where the buyer requires vacant possession at settlement
  • Peruse your building and pest reports and advise you on your right to have matters rectified or negotiate any reductions in the purchase price on your behalf
  • Prepare, clarify, certify and lodge legal documents e.g. Transfer of Land
  • Help you to sign any bank documents
  • Stamping of required documents for lodgement with the Office of State Revenue (as a self acting buyer, you would need to pay a settlement agent to undertake this for you anyway)
  • Calculation of adjustments of rates and taxes
  • Preparation of settlement statements
  • Liaison with mortgagors and financiers; and
  • Attendance on your behalf at settlement;
  • Attendance to post-settlement tasks, such as notifying the body corporate of the change of ownership, paying any overdue rates, water, body corporate or land tax liabilities.

Given the last thing you want when buying or selling property is to encounter costly delays or errors during the settlement period, can you afford not to engage a conveyancer, who specialises in property transfers, to undertake your conveyance for you?

It is a small price to pay to ensure that your property transaction proceeds smoothly. If the conveyance is for an investment property, the legal fees can be used as a tax deduction to offset any capital gain you make on the property when you sell the property.

If you choose to use a conveyancer, make allowances for all the costs in your budget – a good conveyancer will give you these costs upfront upon receiving your initial contact and most mortgage brokers can give you a rough estimate.

For more information on Buying or Selling property or advice on how we can assist you with your property transaction, please contact our experienced conveyancers today – (07) 3870 8244 (Toowong) or (07) 32647692.












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Written by

Courtney Lockett is a solicitor admitted in the Law Court of Queensland and the High Court of Australia with years of law practice in Brisbane and Townsville. She has experience in various specialised areas of law such as property law, business and commercial law, family law, criminal law, succession law, and litigation. Click here to learn more about Courtney or follow her on Linkedin

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07 3870 8244 (Toowong)
07 3264 7692 (Albany Creek)
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